Category Archives: Uncategorized

FLORIDA – Legal fights drag on over environmentally friendly landscaping

Orlando Sentinel: Legal fights drag on over environmentally friendly landscaping
By Kevin Spear
November 15, 2014

An Orange County family sued in 2012 by a neighborhood association for planting environmentally friendly landscaping is still fighting the civil action. “It’s ridiculous that it has been going on for two years,” said the family’s lawyer, Barbara Billiot Stage. She isn’t alone in her frustration. There is no formal tracking of such lawsuits in Florida, but it isn’t difficult to find associations on the offensive to protect a neighborhood look and embattled homeowners willing to fight to lessen their use of water and fertilizer. The legal actions typically play out for years.

She isn’t alone in her frustration. There is no formal tracking of such lawsuits in Florida, but it isn’t difficult to find associations on the offensive to protect a neighborhood look and embattled homeowners willing to fight to lessen their use of water and fertilizer. The legal actions typically play out for years. The Orange lawsuit was filed against Jeffrey and Renee Parker by Summerport Residential Property Owners’ Association Inc. for replacing St. Augustine lawn with drought-tolerant grass and plants. The Summerport community is near Windermere.  Read more:

WEST VIRGINIA – Book Review: ‘Escaping Condo Jail’

HUNTINGTONNEWS.NET:  Book Review: ‘Escaping Condo Jail’: Comprehensive Book Explores Pitfalls of Condominium, Home Owner Association Real Estate with Research, Wit
Reviewed by David M. Kinchen
November 18, 2014

 If you have your heart set on buying a condo, cooperative apartment or a single-family house in a planned development, you should read “Escaping Condo Jail: The Keys to Navigating Risk & Surviving Perils of the ‘Carefree’ Community Lifestyle” by Don DeBat and Sara E. Benson (Sarandon Publishing, 624 pages, $24.95, appendixes, index, illustrations by John Michael Downs) before signing on the dotted line.

Both DeBat, a former real estate editor for the Chicago Daily News and the Chicago Sun-Times, and Benson, a real estate agent, have personal experience owning condos. In fact, DeBat emailed me that some of the experiences related in the chapters on “Bully Boards” and thefts by association board members were inspired by Benson’s personal experiences with one of her condos.

In the subtitle, “carefree” is in quotes. What was billed when the  modern form of condominium ownership was born about 50 years ago as  carefree, chic and glamorous isn’t really carefree at all. Steep maintenance fees, restrictions on day-to-day living and limited personal freedoms are three very real costs prospective condominium owners might not have considered. This applies to the many community developments, often gated, that feature single-family houses or town houses. The technical name for such developments is Planned Unit Developments or PUDs. The authors provide a very useful glossary of terms at the end of the book. Read more:

FLORIDA – Residents ask court to remove 3 HOA board members

Sun Sentinel: Residents ask court to remove 3 HOA board members

http://www.sun-sentinel.com/local/broward/fl-lawsuit-tamarac-hoa-20141117-story.html
“Residents of a 55-plus neighborhood are so fed up with four members of their homeowners association board that they are asking a judge to help remove them. Nearly 75 residents of the Mainlands 3are asking a Broward circuit court judge to forbid the four from writing checks and to hold a special meeting within 48 hours to allow a removal vote.”
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This is an election dispute. Judges tend to be reluctant to reverse HOA elections because they think if they start doing it soon they will be doing little else. Read:
Posted by  on Monday, November 17, 2014  http://privatopia.blogspot.com/

NATIONAL – “First” Deeds of Trust now Second in Line?

JDSUPRA BUSINESS ADVISOR: “First” Deeds of Trust now Second in Line?
…the Nevada Supreme Court upheld the foreclosure of a piece of property for $6,000, which satisfied the HOA lien and completely wiped out the $885,000 first mortgage/deed of trust properly held and recorded by U.S. Bank.
By Rick Jones
November 18, 2014
Recent decisions in Nevada and the District of Columbia have held that a homeowner or a condominium association’s (HOA) lien may extinguish an existing first deed of trust in the event of foreclosure.  Most recently, in SFR Investments Pool 1, LLC v. U.S. Bank, N.A., the Nevada Supreme Court upheld the foreclosure of a piece of property for $6,000, which satisfied the HOA lien and completely wiped out the $885,000 first mortgage/deed of trust properly held and recorded by U.S. Bank.  The HOA sold the property for little more than its lien.  Someone got a windfall!  How did this happen?  Under the Nevada Common Interest Ownership Act, the HOA was required to give notice to the mortgage lender, and apparently it mailed a notice.  The bank, which was then charged with knowledge of the foreclosure, could have paid off the HOA lien and avoided the loss of its security interest but apparently failed to notice the notice.  As the Nevada Supreme Court said when the bank attempted to undo the foreclosure, the injustice the bank decried was “of its own making.”Really?  We have not reviewed the factual record from the case below to discern the actual content of the notice, but my guess it didn’t scream “pants on fire” and was overlooked.  One can only speculate that it’s pretty easy in the heavy notice traffic of a major servicing platform to miss what possibly appeared to be a mundane and routine communication.  Moreover, in places like Nevada, where there is non-judicial foreclosure, the hammer falls quickly and even a well oiled servicing shop may not pick up the event before the deed is done. Read more:

FLORIDA – Naples Man Sues Village Walk Homeowners Association

MMDNEWSWIRE.COM: Naples Man Sues Village Walk Homeowners Association
 Board of Directors failed to disclose information requested by (homeowner) Chumbley
November 17, 2014

NAPLES (MMD Newswire) November 17, 2014 — The Board of Directors at Village Walk of Naples, a gated community of 850 homes located on Vanderbilt Beach Road in Naples are being sued by homeowner Greg Chumbley, a resident since 2013.

According to Chumbley, he was prompted to file suit in Collier County because the Board of Directors steadfastly refuses to reveal the gross annual salaries of its eight employees, which include the Town Manager, Administrive Assistant, Activities Director, and five maintenance workers. Read more:

NATIONAL – CAI Seeks Federal Legislation, So Should Homeowners Rights Advocates

Neighbors at War: CAI Seeks Federal Legislation, So Should Homeowners Rights Advocates
By Deborah Noonan
November 14, 2014

CAI makes it abundantly clear they oppose federal regulation of HOAs. Yet the HOA industry has relied heavily on federally backed mortgage financing to support a behemoth HOA housing empire created of, by, and for Developers.

The height of industry hypocrisy is made apparent when we take a close look at federal legislation that the HOA industry promotes before our Congressional leaders.

CAI recently conducted its “August 2014 Recess Advocacy Campaign,” where members were urged to meet with Congressional leaders in their respective District (local) Offices.

CAI is currently focused on three key federal issues. Let’s look at each one, using CAI’s own words, my emphasis added in italics for clarity.  Read more:

NEVADA – HOA case lawyer moves to dismiss, charging prosecutor misconduct

Las Vegas Review-Journal: HOA case lawyer moves to dismiss, charging prosecutor misconduct
By Jeff German
November 3, 2014

A Las Vegas Review-Journal article about secret plea negotiations between Leon Benzer and federal prosecutors in the high-profile homeowners association investigation became the focus Monday of a defense bid to get the criminal case tossed out of court.

Daniel Albregts, who represents Benzer, filed court papers accusing Justice Department lawyers of misconduct that allowed the newspaper to obtain what are now sealed FBI and Las Vegas police reports of the failed negotiations in the summer of 2011.

“The government promised that those statements would not be used against him, yet the government, through its actions, insured that the press would come into possession of the statements and use them to further prejudice Benzer’s right to a fair trial,” Albregts wrote.

Albregts said prosecutors promised lawyers for Benzer’s co-defendant, attorney Keith Gregory, that they would not object if the lawyers filed reports of the negotiations under seal in a related matter in September, but then turned around in court and told a federal judge the reports should be made public.

“This conduct, when viewed in the light of the ceaseless and inflammatory reporting, particularly with regard to this defendant, is the kind of conduct which can only be remedied through dismissal,” Albregts wrote.

Prosecutors will get a chance to respond to Albregts in writing

The four investigative reports were filed under seal by Gregory’s lawyers, but after prosecutors argued to make them public, U.S. Magistrate Judge George Foley Jr. ordered them unsealed. Two days later, however, Foley allowed Gregory’s lawyers to withdraw the reports from the public record and file them again, under seal.

The Review-Journal obtained the reports while they were public.  Read more:

Michigan – Homeowners association pulls plug on Waterford woman’s Volt

WXYZ Detroit:  Homeowners association pulls plug on Waterford woman’s Volt
By Jeff Vaughn
November 5, 2014

(WXYZ) – Natalie Forte is eco-friendly and loves her Chevy Volt. But, her homeowners association doesn’t share her enthusiasm.  The resident owns a condo along Elizabeth Lake Road in Waterford and says the homeowners association doesn’t have rules against plug-in cars. But the HOA has cut-off power to Forte’s garage.

Forte tells Action News starting in June she would charge up her new car in her detached garage. Electricity to the garages are under shared expenses residents pay as part of their monthly HOA fees. After a few months, the association told Forte the expense was too much and wanted her to pay for the extra electricity.

Forte agreed to pay around $50, the amount she says DTE charged for her added electricity over the five month period. Forte says the HOA wanted $200, and when she didn’t pay, they cut off power to her garage. Read more:

CALIFORNIA – Q&A HOA rejects late payments, opts to foreclose; is that legal?

LATIMES.com:  Q&A   HOA rejects late payments, opts to foreclose; is that legal?
No third-party management company should ever have the ability to control titleholder payment history statements, and no board should have authority to contract those rights away.
By Donie Vanitzian
November 9, 2014
Question: I owe $1,600 in past due homeowner association assessments, but I made payments that haven’t been applied to my account. Through the management company and association attorney, the board placed a lien on my home to foreclose. The attorney says I owe $10,500 and returns my checks, saying he “will not accept a partial payment.” Despite repeated requests, management won’t provide my payment history and an accurate line-by-line accounting of what I owe. When the board ordered management to provide each owner’s payment history with monthly statements, the company owner threatened to sue. Their signed contract says management “owns” the right to provide titleholder “payment history statements and accountings for a fee.” The board signed that contract making owners hostage to management fees for crucial things like owner payment history. Meanwhile I’m facing foreclosure, and no one will talk to me or accept my payments. Do I have any rights?Answer: Your rights are tied up in a maze of crossover laws subject to interpretation by California courts, coupled with your board’s ability to unilaterally contract them away by signing a management contract — costly enforcement measures for owners to overcome.  Read more:

FLORIDA – Tamarac retirement community rife with screaming matches, violence

CCFJ.NET:  Tamarac retirement community rife with screaming matches, violence
Homeowner’s association fight now spills into courtroom
By Bob Norman
November 8, 2014

TAMARAC — The Mainlands 3 in Tamarac used to be a very quiet senior community, packed with retirees looking to enjoy their twilight years.

But now, because of problems with the homeowner’s association, it has become a place where profanity-laced screaming matches are commonplace and where a violent outburst recently broke out, much of it on video.

“Every day is hell in this community,” said one resident.

A large number of residents gathered the necessary signatures to vote out the president and vice president, but they won’t allow a vote, even refusing to hold scheduled meetings.

The fight is now also being waged in the courthouse. See video: